 Here’s what clients can expect when working with Lyons Bowe:
1. Initial Enquiry & Estimate
Submit your details online or via your local office to receive a transparent fixed-fee quote.
2. Team Assignment & Onboarding
You’ll be assigned a dedicated team that will handle all communications with lenders, the Land Registry, and other parties.
3. App-Based Journey Tracking
Receive real-time updates through our app so you always know what stage your transfer is at.
4. Mortgage & Title Updates
We liaise with mortgage lenders, ensure the Land Registry is updated, and handle any related tax matters.
5. Completion & Confirmation
Once the transfer is registered, we provide confirmation and advice on any related matters, such as updating your Will.
Typical Timeline for a Transfer of Equity
While each case varies, a standard transfer of equity usually takes 4–8 weeks from start to finish:
- Week 1–2: Initial instructions, ID checks, and document preparation
- Week 3–5: Mortgage and lender coordination, Land Registry submissions
- Week 6–8: Registration completion and confirmation
Complex cases, such as those involving additional lenders or multiple parties, may take longer, but our team will keep you informed throughout.
FAQ: Transfers of Equity
Q: Do I need a solicitor for a transfer of equity?
Yes. A solicitor ensures the legal ownership changes are correctly registered and that all mortgage, tax, and Land Registry requirements are met.
Q: Will this affect my mortgage?
It can. We liaise with your lender to make sure any changes are agreed and correctly documented.
Q: Can I transfer equity without paying tax?
In some cases, transfers may be exempt from Stamp Duty or Capital Gains Tax. Our team provides guidance for your specific situation.
Q: How long does it take?
Typically 4–8 weeks, depending on the complexity of the transfer.
Q: Can Lyons Bowe help across all locations?
Absolutely. Our offices across the south west and Wales handle transfers efficiently, with support both in-person and via our app
