Property law / Transferring equity
Transfer of Equity Solicitors Simplifying Your Property Ownership
Whether adding or removing a name from your property deed, our solicitors make the transfer of equity process straightforward.
Equity Transfers
Transferring equity in a property is a key legal and financial step due to a change in ownership, relationship breakdown, tax planning, or gifting property. Our solicitors are here to guide you through the process with clarity and legal support.
Whether you’re transferring equity between family members, adding or removing someone from the title deeds, or restructuring ownership after divorce or separation, our solicitors will ensure your transfer of equity is handled efficiently and with complete legal assurance.
LYONS BOWE APPROACH
Property Law Approach
Transferring Equity
Transferring equity is a personal decision, and your service should reflect that. Whether you’re adding a partner, removing a name, or restructuring ownership, we tailor the process to suit your circumstances.
We’ll guide you clearly through every legal step, keeping your transaction smooth and straightforward
Personal Service
No two transfers are alike. We’ll take the time to understand your situation and walk you through what’s needed, from Land Registry paperwork to mortgage lender coordination.
With your own dedicated team, you’ll always know who’s handling your case and what happens next.
Empathy & Communication
We know transfers often happen during life changes, new relationships, breakups, family agreements. That’s why we approach your case with empathy and clarity, making sure you feel supported throughout.
You’ll never be left wondering what’s going on or what’s coming next. We’ll keep you fully in the loop.
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EQUITY TRANSFER SOLUTIONS
How Lyons Bowe can help with Transferring Equity
There are many reasons why you might be looking to remortgage. Luckily, we’re
on hand to help with all of them.
Adding or removing a co-owner
Transferring equity to a family member
Equity release for financial planning
What is a transfer of equity?
A transfer of equity is when you change the legal owners of a property. This could be adding someone to the ownership, like a partner, or removing someone. It’s essentially changing who is legally recognized as owning the property.
Do both parties need a solicitor for transfer of equity?
It’s not legally required for both parties to have their own solicitor, but it’s highly recommended. Having separate solicitors, like Lyons Bowe, ensures that everyone’s interests are protected and the process goes smoothly for both the person giving and the person receiving equity.
Do I have to use the app?
You are welcome to use our app, but you do not have to. The app provides you with the ability to make online payments, digitally submit your ID verification, source of funds and sign documents digitally as well as receiving live updates on your purchase. If you choose not to use our app, you will still receive live email updates with comprehensive guides attached to them so that you understand every stage of your purchase.
How long does it take to transfer equity?
The length of time it takes to transfer equity in a property varies from matter to matter. For example, if you there is not a mortgage on the property, the process will be much quicker. On average, it takes between 6 to 10 weeks to transfer equity in a property, but this may differ depending on your circumstances.
Can I transfer a portion of my property over to my partner?
If there is a mortgage on the property then you will need to get permission from your lender. Once you transfer the property into another person’s name, that person has rights over the property which will prevent you from selling the property without their consent. If the relationship were to break down, one party may be entitled to claim off the other in order to be taken off the deeds.
Can I transfer equity in my property for care home fee planning?
The law around when an estate can be used for care home fees is complex and there is no one answer. If you are looking to remortgage in the interest of planning for care home fees, you will need to speak to our lawyers so that we can understand your individual circumstances and better help you.
When is stamp duty on an equity transfer?
Stamp Duty Land Tax (SDLT) will not be due on a transfer of equity if: Following a divorce, as part of a court order A divorce results in a transfer of equity A transfer of equity of freehold or leasehold land where no money (consideration) is to be paid from the original owner to the new owner. This would include the gift of a property from a parent to a child.
